XL Finance has a combined experience in the mortgage market of over 100 years.  We have access to a comprehensive range of mortgage providers to find the right product and the right deal to make your mortgage work for you.

We will explain about the different types of mortgages as well as the different methods of repayment, but we do not see a mortgage as a one-off transaction and we will always review our clients’ deals to ensure that they continue to have the right mortgage for them.


Whether you are a first time buyer or have had a mortgage for many years, it could well be worthwhile talking to XL Finance.

Choosing a mortgage is probably the biggest financial decision you will make. However with thousands of mortgages to choose from it can seem like an impossible maze to find your way through.

If you’re going to make the most of your mortgage, you need to minimise the amount of interest that you pay.

We can find a mortgage product to suit your own individual requirements. Whether you are a first time buyer, wish to remortgage, looking to reduce your payments or raise more money, we will endeavour to recommend a product to suit your needs.

A mortgage is potentially the largest financial commitment of your life and, therefore, every enquiry is treated with the respect that it deserves.

Please contact us if you are looking for the following:

  • Remortgages
  • First Time Buyers
  • Buy to Let
  • Home Mover

We can help with the following Mortgage types :

Capped Mortgages, Discounted Mortgages, Fixed Rate Mortgages, Flexible Mortgages, Offset Mortgages, Current Account Mortgages, Standard Variable, Tracker Mortgages

The Financial Conduct Authority does not regulate most Buy to Let Mortgages.

Meet the Team

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